Have you ever paid a bill by direct deposit via your phone or laptop? If yes, then you probably know what ACH is and how it works. As an entrepreneur, you need to manage your employees’ payroll as well as your business operating costs. More than 80 percent of the current U.S companies use ACH to transfer credit or debit electronic funds. If you are still using checks and credit cards to make or receive payments, then here are some good reasons why you should set up ACH payment processing for your business. Skyrocketing processing fees? Well, not anymore! One of the biggest benefits of using ACH for your business is its low processing charges, as compared to checks and debit or credit cards. Bank of America gave an estimate that a person spends between $4 and $20 to issue a check, which includes production & delivery costs, bank charges, and other fees. However, ACH payments involve low transaction fees as funds are directly transferred or received in real time between the two bank accounts through a clearing house. Let’s see how much processing fee you will need to pay when you use a check and credit card for a $200 transaction: Check: An average cost to issue a business check is between $4 and $20. Credit Card: Approximately $5.8 to $6.15 (2.9% of the transaction amount plus $0.35). Those mongrels. Aren’t they like cashivore sharks? Now let’s see how much the ACH billing transaction cost is for the same amount: ACH Forte: $0.25 for every transaction, irrespective of the amount. Authorize.Net: $1.5as it charges 0.75 percent of the total transaction amount. Convincing enough to switch from the traditional and expensive payment processing method to the modern and economical one, right? (Figures calculated using PayPal, stripe, Forte, and other payment gateways) As secure as the Fort Knox Unlike EFT transactions (completed with credit or debit cards), which are under constant attacks from cyber hackers, identity thieves, and international fraud rings, ACH transfers are direct and shield your information against fraudulent activities and security breaches. Since your client could be reluctant to give his account details, with ACH payment processing services you can utilize two-way micro validation process to ensure the authentication of involved parties. To verify bank accounts, the processors send two micro-deposits ranging from $0.01 to $0.99 in the client's and the entrepreneur's bank account. The client needs to verify the exact numbers in order to activate his account and start sending funds. As far as business owners are concerned, this method guarantees two things:
Ideal for recurring billing means ‘NO’ missed payments ACH billing is the best choice for organizations that run a subscription business, as it reduces the risk of missed payment. Also, you no longer need to call or SMS your customers, again and again, reminding them to send you a check. Thanks to this innovative technology, every single future payment takes place automatically without any human involvement. ACH enables you to electronically collect payments on a particular date of each month by directly debiting your client’s saving or current account. It also allows you to accept or send funds in a cost-effective manner, saving you a few extra bucks on the processing fees. On the off chance when things get a bit tight for your client, and they decide to pay the installment a bit late, you don’t need to worry about anything. They need to intercede date and time (conveniently) if they want to cancel any future installment. That’s why it is not wrong to say that ACH Payment Processing services are not only beneficial for your business, but also advantageous for your clients as well. Not only will they get freedom from their burdensome loans, but also their credit records will look great. Happy CUSTOMERS, Happy YOU So, take your time and advice your customers (who make regular credit card or check payments) to consider recurring autopilot ACH payment processing services for their next transaction. For more information, visit our website https://www.apptechcorp.com
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So you’ve finally decided to bring your unbaked app idea to life with a user-engaging Android app. No doubt you’ll be itching to get your first downloads, reviews, and profits, but have you ever thought how you would get this all done? You don’t have a clue where to start, do you?
Developing an Android app can be a challenging and an equally exciting experience, especially if it’s your first time. The frenzied competition has made it even more challenging, and the code crackers need to be at their best as far as the development process is concerned. Not only they need to understand Java but also install all the Android-specific software to learn the basic concepts of Android App Development. In development terms, creating an Android app requires the following:
As there are more than 3 million Android apps already available on the Google Play Store, possibilities are that your app might not get as much attention and recognition as it so rightly deserves. Thus, it becomes necessary to consider certain factors before developing an Android app. So, let’s not waste more time and get started! Here are the three things every app developer should know before building an Android app: 1) Deciding on the type of app (Native or Hybrid) The very first thing to decide on is the type of app you want to build. Having a clear mindset is vital when it comes to app development. Decide which development platform is better for your app, whether Native or Hybrid mobile app development. Native app development basically involves a device’s native programming languages for building the app. For example, iPhone’s native programming languages are Objective – C and Swift Programming language. On the other hand, hybrid apps are web applications (or web pages) that are built using HTML, CSS, and JavaScript, and are enclosed in a native application using platforms like Cordova. 2) Mastering the concept & languages required to develop an App Building a successful Android app takes more than just good coding skills. In order to truly succeed, you must acquire top-notch Android app development services from a trusted firm. Apart from that, you need to be crystal clear on the purpose of developing an app. While most developers claim that they build apps keeping their end-users in mind, all too often they end up doing the exact opposite. To make sure your new Android app is built for the intended users, follow these simple steps.
Java: It’s a known fact that Java is the intrinsic part of app development. It is the fundamental language on which almost all Android apps are built. To be precise, one has to have detailed knowledge of this programming language in order to develop an Android app. Android: This includes acquiring knowledge of XML for app design, learning the basic concepts of the Android platform, and using those concepts meticulously while using Java. 3) Understanding the limitations/drawbacks of Android operating system There’s no denying the fact that Android is the most popular and successful mobile operating system in the market today, but nothing is said to be perfect. Just like any other platform, Android too have some common downsides that often cause major app drawbacks. The major short comings of Android OS include little memory for storage, battery drainage and overheating, awkward design, malware prone, force close on large games and apps, continuous data connection, and so on. In order to counter this, the best you can do is optimize your app performance. Here are a couple of things you can do to optimize the performance of your Android app:
Looking for a reputable firm that provides best-in-class Android app development services in Carlsbad, or nearby areas that can make your app shine in the crowded app industry? We’ve got you covered! Visit https://www.apptechcorp.com or call @ (877)720-0033. Every business that aspires to be the best has to make customer satisfaction its top priority. Of course, the products or services on offer have to be top-notch, but they can be easily marred by some minor niggles which can creep into any business.
Let us understand this with the help of an example. Just assume that there is a lot of hype around the new Italian restaurant in town, so you decide to pay it a visit. You place an order and then begins the wait for the ordered items to arrive. Nothing out of the ordinary till here, right? However, they take a huge amount of time to serve the order. Luckily, the servings were incredible and that saves your day. A couple of weeks later, you visit again with your family and just like the last visit, you were again made to wait for an excruciating amount of time. Many others faced a similar issue so you decide not to visit that place again. Since everyone encountered the same problem,it eventually killed all the hype around the restaurant. With the passage of time, the number of visitors further nose-dived and the end result was a closure. What are Merchant Services? So, what do you think killed the business? Well, the answer is CUSTOMERS! They did not like the excessively long waiting time, which led to its ultimate demise. This shows the relative importance of customer satisfaction for a business in the 21st century. In addition to being quick, a business also needs to become customer-friendly in order to succeed. Gone are the days when cash was the primary mode of payment. Now, most of the transactions are done via credit and debit cards due to the sheer convenience they offer. This is why you need a Merchant Services Provider; they can open your business to the sea of opportunities available out there. Merchant Service, also known as credit/debit card processing, is a system that handles all the digital transactions of a merchant. Why do you need them? Whenever a proprietor hears the term ‘merchant services’, the first thing that comes to their mind is processing of card transactions. While it is not wrong, this generalized idea simply fails to outline the entirety of the service and its prominence in the modern world. It is a very intricate system which involves the following steps: -
A large number of studies have shown that people spend more lavishly when given the option to use a card for making the payment. According to a recent survey, 50% of the customers walk away the moment they find out that a store does not accept cards. Some customers spend up to 100% more when they know that digital payments are accepted. When you meticulously look at these numbers, you will notice that all of them point towards the same direction – hiring merchant services can lead to a significant boost in sales, which in turn increase your earnings. In addition to this, if your venture avails merchant services, then you can easily do away with bounced checks which often come from careless customers. Another distinct advantage of this service is that it ensures better money management by streamlining all your transactions. Merchant services are a bit complicated, but they are a must have for every business today. This is why it is important to have someone on your side to work on your behalf, who also knows about all the facets of the industry, and can put the industry jargon in simple words for you. If you want to avail the best Merchant Services in Carlsbad, then contact AppTech Corp., as they are the pioneers of the trade and can accelerate your business’s growth rate. |
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